This paper uses data from a study of the people of the UK described contribution pension intend to explore the attitudes and knowledge of employees faced with pension saving and investment decisions. The email address details are constant with behavioral economics in that many employees show limited interest in their pension agreements.
Not all associates have received advice about their pension, but those people who have will have determined their cost savings needs, to have higher levels of investment knowledge, and to positively review their investments than those who have not. The associates’ investment choices appear broadly consistent with traditional finance theory, although the popularity of property might reveal familiarity bias.
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